Understanding the damage water causes

Within Minutes

  • Water contamination spread to additional areas
  • Stains released from furniture (especially antiques) stains carpet permanently
  • Moisture-sensitive furniture finishes will turn white
  • Paper goods are ruined due to moisture absorption with swelling and warping
  • Latent animal urine odors become apparent

Within Hours

  • Furniture in direct contact with water de-laminates or swells, legs begin to split
  • Swelling wood can cause finish to “check” (crack)
  • Sheetrock (drywall, gypsum board) swells
  • Bacteria odor (sour) becomes apparent when microorganism spores germinate
  • Dyes from non-colorfast fabrics start to migrate
  • Metal surfaces start to tarnish

Within Days

  • Fungi appear (mycelium), along with their characteristic “musty” odor
  • Severe warping of wood furnishings becomes apparent; adhesive release causes de-lamination
  • Hygroscopic internal components in pianos and organs swell from condensed moisture absorption
  • Metal surfaces rust, pit and corrode causing permanent damage
  • Paint blisters, plaster dissolves and wall coverings adhesives release
  • Door and window casings swell and de-laminate
  • Wood structural members (decking, joists, studs) begin to swell, warp and split
  • Persons with asthma or the infirm elderly may develop hypersensitivity reactions

Within Weeks

  • With prolonged dampness mold sinks roots into and destroys organic material (jute backings, paper coverings on sheetrock, paneling, wood, contents)
  • Wood components warp and split, while chemicals within wood dissolve and discolor or destroy finishes
  • Claim costs escalate dramatically as the requirements for gutting the structure and replacing components becomes necessary
  • Occupants must be evacuated due to biological health hazards
  • Children may become sensitized to allergens arising from uncontrolled microorganism growth
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